[Former E-Monkey]

Just another tactic that the ARMS use to cut their bad debt and increase the commission check. I got yelled at the first time I asked if I should call the renter to let them know that I was going to hit their card. Knowing that it was a debit card was even worse since it usually caused a series of NSF fees. Usual response was "I don't care, just do it. Do have to tell you how to do everything."

Bottom line is all ERAC wants is their money. They will screw the customer to get it.

My record for was hitting an AMEX card to over 9K because the insurance company (this was a claimant) did not pay on three contracts over a 6 month period. Gotta love ERAC.