Originally Posted by twinfinz

Congrats on your outcome!! Just a note here--Enterprise does not sell insurance. They never have and are not licencensed in selling of insurance, because they would have to meet State insurance regulations in every state and have to set aside a portion of their revenues into a reserve requirement (which they would never do-they just want to keep more for themselves) It is collision damage waiver up to a specified amount. It is like buying the privage of not having worry about smaller damages-but once you go over the specified amount of the Damage Waiver limit they will still file with your insurance company. I compare Collision Damage Waiver to "protection money" like the legit business owners pay to the mob (never a good deal). Several States have outlawed the practice of selling collision damage waiver because of the shear amount of confusion it causes.
If anyone has had the misfortune of having an accident in a rental car YOU ARE ONLY REQUIRED TO GIVE THEM YOUR INSURANCE INFORMATION. Believe me, your insurance carrier doesn't want to part with money, either. They have a lot more $$$ than Enterprise and chances are, they will settle with your insurance for less than what you would have to pay. Your liability insurance automatically transfers to any vehicle you rent. Don't hand them a penny. Seen too many screwed by E