I wish i was in the lexus branch so i could make some coin ... you know even after selling waiver to insurance customers my rate is like $41 max ... cause 27.00 is the td rate and waiver is 13.99 ... so after doing all the hard work or selling a waiver to insurance customer which i feel bad about after cause there is no need for them to take it. I end up with a fu**ed rate ... this is bull crap.