As a ARM in Detroit. Took a SUV unauthorized from one of the branches and left his company car there. He had some friends in town. They got all hammered. His wife came home and didnt know of the party going on. She was super pissed at him. She took off in the SUV and rolled it. It was a total. TP(C2) covered his ass. I know this cause I worked in Detroit at the time. It funny to hear that he is still such a loser.