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| Originally Posted by FailingEnterpriseAdmin I think there are a lot of people like that. They tend to spend every dollar they have plus every dollar they can borrow and then they need to know what their paycheck is going to be so they can make all the payments. If you live paycheck-to-paycheck, then you probably need a predictable paycheck.
If you can get away from that then all that matters is really your income over the longer haul, like yearly. Sometimes it takes a few months or years to put a project together and make it pay off; you have to have capital to get you through it. |
True. Even with ERAC employees that start doing well for themselves, they often step up their standard of living accordingly. When the market for used cars turns south, like it did in the mid-90's and after 9/11, they better have something in the bank to cover for the lean times.