I heard a VP was helping the referral Car Sales operation roll deals by allowing the GCSM roll the aquisition charges into the financing. The aquisition charges are bank charges paid by the sell to buy down paper on bad credit deals. Anyways the VP found a way to get customers to take this on. When he got caught he rolled it on the Manager. Way to go. Anyways how is it possible to sustain a deal license while in violation of the TLA.