[O.H.Lee]

My research indicates that ERAC claims to be a fully self-insured company in order to do business in a state, then turns around and tells it's customers that ERAC is not in the insurance business, but we do have this waiver...
ERAC was sucessfully sued in NY state for the above misrepresentataion. Additionally, ERAC routinely tells customers who have incurred property or physical damage in an accident that ERAC does not provide coverage either with or without a waiver.
My old college mentor once talked my roomate out of becoming a door-to-door encyclopedia salesman. Ed explained to us that the company would send kids out to sell books in areas where they had no legal basis to sell. Most of these kids ended up sharing a cell for soliciting or peddling without a license.
ERAC strikes me as that kind of company.
I wonder just what sort of experiences and brainwashing young, wet-behind-the-ears "Cory" went through to become a loss control administrator who frets over "his" cars and "his" offices.
Guess he just couldn't take washing any more cars.