Bilked in Connecticut

[hekiliko'olau]

Originally Posted by Robert

The whole NewOrleans thing? Come again?

You know, that hurricane the republicans caused.

[Robert]

Originally Posted by hekiliko'olau

You know, that hurricane the republicans caused.

Oh that one! I get confused on which natural disasters Republicans get blamed for causing lately.

[BubbaGUmp]

Originally Posted by FreefromGreen

There is no way you are this freaking ignorant. You are just trying to get a reaction...

this coming from a guy who has voted straight Republican forever.

the thought that this could ACTUALLY be real makes my heart sick. I hope you are kidding and arent the fool you appear to be.

It is real, fool, and you better wake up! Democrats suck, always will. Re-visit Nazi Germany, pal! The most left wing of governments in recorded history!

[BubbaGUmp]

Originally Posted by Branch$$$isaloser

What a turd! The Republicans have just done such a bang up job, record foreclosures, pointless wars, record gas prices, the whole New Orleans thing, being on the cusp of another recession. Yeah, let's keep voting for them!

Better them than the uppity Obama or the ball snipping Hillary!

[hekiliko'olau]

Originally Posted by Robert

Oh that one! I get confused on which natural disasters Republicans get blamed for causing lately.

Looks like they've caused an earthquake now. You OK?

[Robert]

Originally Posted by hekiliko'olau

Looks like they've caused an earthquake now. You OK?

Must have been a real quake, not one of Cheney's experiments because Northern Nevada has no black people.

[Adam Strange]

Update: Maureen Ringrose, senior loss coordinator for Group 48, said in her letter that ERAC would turn my “bill” over to a collection agency on Feb. 20. It’s March 8 and I have not gotten a call or letter from anyone. I planned to return to the attorney if I ever did but it seems someone in Group 48 got some sense or they are being slow or they were bluffing. In any case, I stood my ground and am glad I did.

[TrailerTart]

Originally Posted by Adam Strange

Update: Maureen Ringrose, senior loss coordinator for Group 48, said in her letter that ERAC would turn my “bill” over to a collection agency on Feb. 20. It’s March 8 and I have not gotten a call or letter from anyone. I planned to return to the attorney if I ever did but it seems someone in Group 48 got some sense or they are being slow or they were bluffing. In any case, I stood my ground and am glad I did.

Just because you haven't been contacted from the collection agency doesn't mean ERAC did not turn your bill over to them. The loss department may take a week or two to actually hand over your file to the collectors. From there, it may take some time to get assigned to an actual collector.

Best to send a copy of the Maureen's demand letter to your attorney.

Good luck!

[Adam Strange]

Originally Posted by TrailerTart

Just because you haven't been contacted from the collection agency doesn't mean ERAC did not turn your bill over to them. The loss department may take a week or two to actually hand over your file to the collectors. From there, it may take some time to get assigned to an actual collector.

True that, guess it’s not best to start celebrating yet.

Originally Posted by TrailerTart

Best to send a copy of the Maureen's demand letter to your attorney.

Well, I don’t have someone I’d call my attorney yet; I haven’t paid him a fee and put him on retainer. I’ve just spoken to an attorney who I would if I had to. He’d get $900 and more before I’d give anything to ERAC.

Originally Posted by TrailerTart

Good luck!

Thanks. I’m still a little bit mystified. There are groups and guides and conventional wisdom to getting out of debt and dealing with collection agencies (and sharks who play the same role like Ringrose) for people who’ve overspent because they have a compulsion problem or just tried but couldn’t make ends meet. This is so peculiar. Many kudos to this site.

I think ERAC must have a sour corporate culture. They took that car to two mechanics for some explanation on how this obvious malfunction could be my fault, and then ran with them. It says a lot that they came up with one explanation, expected me to pay based on it, and then scrapped it for another. They didn’t care how insensible it was; it just had to lead back to me. It all echoes the site administrator’s letter to Steve Weidner of Group 51/Tulsa on the main page.

I’ve been in crappy financial situations before because I had a screw up or some bad luck. I can handle those. This kind of white-collar harassment is a new one for me.