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The "Discovered" Damage Scam Discussion Threads About "Discovered" Damage And Other Repair Scams

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  #1 (permalink)  
Old 2006-08-30
JOKER JOKER is offline
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Default Question, Help

I recently had to fly home to go to a funeral and accidently backed my chevy malibu 2006, rented from enterprise into a wood plank at 3 mph....It made 2 small paint scrapes on the rear passenger side bumper, which I added touch up paint to. I returned the car and told them I want to pay for the damage out of pocket since getting insurance involved for such a small scuffle isn't worth it. Does anyone know how much this will run me with enterprise?
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  #2 (permalink)  
Old 2006-08-30
Popper1977 Popper1977 is offline
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Default Re: Question, Help

Quote:
Originally Posted by JOKER View Post
I recently had to fly home to go to a funeral and accidently backed my chevy malibu 2006, rented from enterprise into a wood plank at 3 mph....It made 2 small paint scrapes on the rear passenger side bumper, which I added touch up paint to. I returned the car and told them I want to pay for the damage out of pocket since getting insurance involved for such a small scuffle isn't worth it. Does anyone know how much this will run me with enterprise?
I can guarantee that the idiots there will try to make you fork over your insurance deductible.
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  #3 (permalink)  
Old 2006-08-31
Jeahho Jeahho is offline
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Default Re: Question, Help

Quote:
Originally Posted by JOKER View Post
I recently had to fly home to go to a funeral and accidently backed my chevy malibu 2006, rented from enterprise into a wood plank at 3 mph....It made 2 small paint scrapes on the rear passenger side bumper, which I added touch up paint to. I returned the car and told them I want to pay for the damage out of pocket since getting insurance involved for such a small scuffle isn't worth it. Does anyone know how much this will run me with enterprise?

Enterprise will want to resell this car down the road and will not want the damage you did to reduce the value of the car. That being the case they will attempt to return the bumper to a "like new" condition, which will involve a body shop. The body shop will be closely associated with Enterprise and they give Enterprise great rates, but body shops are expensive. So.... it depends on the body shop estimate. If they actually take it to the body shop, the body shop will sand down a portion of the bumper and have to repaint, blend the paint with the surrounding bumper, etc. I would have to guess it would cost a two or three hundred bucks (as long as the scratches aren't too deep and the bumper isn't cracked).
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Old 2006-09-01
Tim O' Tei Tim O' Tei is offline
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Default Re: Question, Help

Quote:
Originally Posted by Jeahho View Post
Enterprise will want to resell this car down the road and will not want the damage you did to reduce the value of the car. That being the case they will attempt to return the bumper to a "like new" condition, which will involve a body shop. The body shop will be closely associated with Enterprise and they give Enterprise great rates, but body shops are expensive. So.... it depends on the body shop estimate. If they actually take it to the body shop, the body shop will sand down a portion of the bumper and have to repaint, blend the paint with the surrounding bumper, etc. I would have to guess it would cost a two or three hundred bucks (as long as the scratches aren't too deep and the bumper isn't cracked).
In addition to this, expect charges for days where the vehicle could not be rented.
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Old 2006-09-02
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Default Re: Question, Help

Quote:
Originally Posted by Tim O' Tei View Post
In addition to this, expect charges for days where the vehicle could not be rented.
WOW obviously someone who doesnt know jack shit about what they are talking about...

Its illegal to charge for "down time" or the time the car is in the shop. You just have to pay for the days you rented it.


To answer your question correctly:
It depends on how bad the scratches are. If they are just little scratches that took off some paint and they are on the bumper theres a good chance erac wont even fix it, bumpers take so many nicks and scratches erac only fixes them once when they go to resale for a few hundred bucks and they just eat the cost. You probably made it worse by putting the paint on it.

If it does go to a shop erac uses their own shops and they will tell you the amount of the damages and see if you want to pay yourself or go through your insurance company.
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Old 2006-09-03
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Originally Posted by Unregistered View Post
WOW obviously someone who doesnt know jack shit about what they are talking about...

Its illegal to charge for "down time" or the time the car is in the shop. You just have to pay for the days you rented it. .
I don't know where you live, but it's perfectly legal here in Utah to charge for down time.
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Old 2006-09-03
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I don't know where you live, but it's perfectly legal here in Utah to charge for down time.
3 Words: "Loss Of Use" and it IS charged. I know because I was charged.
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  #8 (permalink)  
Old 2006-09-04
JOKER JOKER is offline
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Default Re: Question, Help

Thanks for the replies guys....Some woman from the claims department (very friendly) called me on tuesday to touch base and said the car is in the shop and will call back with an estimate. It is now monday and I haven't heard anything, hopefully it is fixed by now. If they do charge me for down time, it better not be in the body shop for that long because of a paint peel. Next time I am getting that optional insurance.
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  #9 (permalink)  
Old 2006-09-04
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Default Re: Question, Help

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Originally Posted by JOKER View Post
Thanks for the replies guys....Some woman from the claims department (very friendly) called me on tuesday to touch base and said the car is in the shop and will call back with an estimate. It is now monday and I haven't heard anything, hopefully it is fixed by now. If they do charge me for down time, it better not be in the body shop for that long because of a paint peel. Next time I am getting that optional insurance.
you should have returned the car at night or near closing time when its very busy that way you have a better chance if them not noticing the damage. you can be nice all you want, they will still charge you an arm and a leg.
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  #10 (permalink)  
Old 2006-09-04
JOKER JOKER is offline
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Default Re: Question, Help

The attendant was gonna send me on my way, I told him about the damage cuz I thought that was the right thing to do, he made me fill out an accident report and all that. Hopefully they wont charge me more than 300 cuz the damage isnt worth more than 300...
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