PAI question

has anyone in C2 ever heard of a customer actually filing a PAI claim? Like, has anyone ever actually been hurt in an accident in a C2 car, turned around and said "I'm hurt/disabled and I took your $2 insurance so I want my payout".

I know it's all done through a 3rd party ins. co., but I'm just curious if even one person has actually needed it, seeing as employees are expected to sell it to 45% of customers.

I used to work in GP45, and in 7 1/2 years, I only had one person ever file a claim for PAI. You have to figure that unless it's a serious accident, people don't generally get injured.

Over in C1 we had someone take out PAI only and then tried to claim that it covered the damage she caused to the car! Silly woman!